- Meridian: 208.917.2660
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- Boise: 208.741.3911
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- Nampa: 208.466.8193
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- Garden City: 208.375.5511
Below is a list of insurances accepted at Rock and Armor for physical therapy services. Please note that while we can assist you in understanding your plan, you are ultimately responsible for knowledge of deductibles, co-pays, co-insurances, out-of-pocket maximums and payments. We do offer cash-based incentives for individuals without health insurance.
Rock & Armor accepts a wide range of insurance plans, including Aetna, Auto Insurance Claims, Blue Cross of Idaho, Blue Cross Blue Shield (BCBS), CIGNA, First Choice Health, Medicaid, Medicare, Medicare Complete, Micron DAS (Western Rehabilitation), Mountain Health Co-op/University of Utah, PacificSource, Providence, Regence BlueShield, Saint Alphonsus Alliance, Select Health, Secure Horizons, SLHP (St. Luke's Health Plan), TriCare, Trinity Health, True Blue (Medicare), United Healthcare, and Worker's Compensation claims. Contact your nearest Rock & Armor location if you'd like us to verify your specific coverage before your first visit.
If you don't see your insurance listed, contact your nearest Rock & Armor location. Our team can verify your benefits, explain your coverage, or walk you through our affordable self-pay options.
Rock & Armor offers competitive time-of-service (cash-pay) rates for patients with high-deductible plans or no insurance. Contact us to learn more about our self-pay pricing and payment options.
No. Idaho is a direct access state, so you can begin physical therapy without a physician referral. However, some insurance plans—including Medicare, Medicaid, and TRICARE—may still require a physician referral or a signed plan of care for your visits to be covered. If you have one of these plans, we recommend contacting your primary care provider before your first appointment to help avoid any delays in coverage.
Insurance acceptance is generally consistent across all Rock & Armor locations, including Meridian, Garden City, Boise, Nampa, and our Star location. If you have questions about your specific insurance plan, your nearest location can confirm your coverage before you schedule an appointment.
Yes. Rock & Armor accepts Worker's Compensation claims for work-related injuries. Our team can help coordinate with your claims adjuster, employer, or case manager to ensure you have the information needed to begin treatment.